Creditec Limited will provide you with an information-only comparison service for credit & banking products from a range of providers. We are acting as a credit broker, not a lender, and we will not charge you a fee for using our services.

Creditec receives commission from lenders or other brokers if you enter into a credit agreement with a lender, broker or bank following an introduction through this website.

This service is an information-only comparison service for credit cards and banking and does not include offers and discounts.

Creditec Limited is registered in England and Wales under company number 13700425 ; registered office: The Steam Mill Business Centre, Steam Mill Street, Chester, United Kingdom, CH3 5AN FRN. 971164. ICO registration number: ZB288703. We are authorised and regulated by the Financial Conduct Authority (FRN: 971164).

Blue Light Card Ltd is an Introducer Appointed Representative of Creditec Limited. Blue Light Card Ltd is registered in England and Wales (company number 06581540, FRN 595838), with a registered office located at Charnwood Edge Business Park, Syston Road, Cossington, Leicester, LE7 4UZ.

Blue Light Card Ltd will receive a commission from Creditec Limited if you subsequently open a bank account or purchase a credit card product through Creditec Limited's service as a credit broker. For more information on Blue Light Card Ltd's regulatory status, please click here.

Data Protection

You need to understand how your personal information will be used when you use this service to search for a credit product. Although full details are contained in Creditec's Privacy Policy, your attention is drawn to the following important points:

So that you can be matched with the right lender or broker on the panel, a soft search will be carried out on your credit file. To do this, your personal data in your application form will be shared with Equifax Limited who are a credit reference agency. Your application will then be shared with certain lenders and brokers on the panel who will also carry out a soft search to assess your eligibility for the product or service you are using this service to find. Soft searches do not affect your credit rating and are only visible to you and the firm that made them.

For more information about how Equifax, a credit reference agency may use your personal information, you can read the Credit Reference Agency Information Notice here or you can ask Equifax for a copy. You can also read Equifax’s privacy policy here.

In order that we can provide the best possible service to our customers, Creditec will profile your personal data. This means that your personal data will be used to build a more informed picture of you so that Creditec can stay in contact with you about similar products and services from time to time (see section 7 of our privacy policy). You can object to this profiling at any time by contacting us here.

Find out more about Creditec on our website, which also includes our Cookie Policy, Complaints Policy Terms and Conditions, and Privacy Policy.